how to find the right savings account for you

hi.

ive been thinking about opening up another savings account for quite a while, and i did a little research yesterday.

first, what is a savings account and what is a current account?

savings account - Savings account enables all sorts of people to save money by keeping it in the bank. And the banks offer a flat interest rate for your balance amount.

current account - A current account is primarily opened by people for business purposes. Most banks don't offer any amount of interest on current accounts.

so definitely a savings account is more suitable for me.

more information about a savings account:

• savings accounts offer easy access to your cash. you can make a withdrawal easily and quickly.
• bank savings accounts grow your money. when you have money in a bank savings account, your money earns interest.
• bank savings accounts offer a safe place to keep your money. if you carry the money around w you, you might lose it. if the money is under your mattress, your house could burn down or be robbed. however, is the money is in a bank savings account, your banking institution is responsible for the safekeeping of that money. if the bank burns down, your money wont go with it, and any reputable bank will not just lose your savings.

okay. i want to save. NOW. how to find the right savings account for me?

i surfed online and checked out quite a number of banks and did a comparison. after all, everyone wants a bank that has a minimized fees and maximum return LOL (as if thats possible)

below is the comparison table, i know its better if the fees were compared too but i totally forgot about it and kinda lazy to add them haha sorry :P some of the banks were not listed in the list cuz they only give interests for savings up to RM 10,000. and since im starting out in a very very small scale, like RM 200 per month (i already have an ASB account btw, this is just another attempt to save money), so i only checked out the ones that give interests for lower amount of money.

i have yet to consult my dad on this, he was very tired yesterday so i didnt want to bug him. my personal preference is the RHB Bank. and the fact the office is here in KLCC, kinda draws me to save in the bank more.

anyway, if you have any comments, or suggestions please dont hesitate to let me know. i am very very clueless about banking, investments and stuff :P